There are several types of financial aid available to qualified students attending SUNY Delhi. Financial need, which is the basis for financial aid awards, is the difference between the family's contribution and the cost of attending SUNY Delhi.
How and When to Apply
In order for the financial aid staff to determine what financial aid a student is eligible for, a Free Application for Federal Student Aid (FAFSA) must be filed. This form should be completed every year prior to the end of February. Filing after February may result in a student receiving less financial aid. File online at www.fafsa.ed.org. Contact the Financial Aid Office for assistance.
The federal processing center calculates the family's expected contribution and determines the student's need. This data is then electronically sent to SUNY Delhi for processing of a financial aid award. An award notice is then sent to the student if he or she has been accepted to Delhi.
Financial Aid Award
If SUNY Delhi (school code 002857) is listed on the FAFSA, accepted students will receive a financial aid award notice about four weeks after filing. This award notice will include the following:
The financial aid award notice is based on the information reported on the FAFSA. Award amounts may change if corrections or changes are made on the FAFSA during the verification process.
If a student is receiving any scholarships, grants, awards, loans, or any other assistance from another agency or organization, the financial aid package will be adjusted to reflect this assistance. A verification letter from the agency or organization providing the support must be submitted.
Available Financial Aid at SUNY Delhi
SUNY Delhi Scholarships
The College Foundation at Delhi allocates awards of up to $1,000 to students who have demonstrated exceptional academic achievement prior to enrolling at Delhi. Students that are interested in a scholarship should fill out a SUNY Delhi Scholarship Application. Scholarships are awarded on a competitive basis. Contact the Enrollment Services Office for more information.
State Grants & Scholarships
TAP (Tuition Assistance Program)
This grant program is designed to assist New York State residents enrolled full-time in a degree program. The maximum award is 100% of tuition. To apply, a student must file the FAFSA and the supplement application, which is mailed to the applicant about six weeks after filing the FAFSA. Students who completed their FAFSA online can also file their TAP application online.
APTS (Aid for Part-Time Study)
This grant program assists New York State residents enrolled part-time in a degree program. The maximum award is dependent upon funding and the number of eligible students who apply. To apply, the FAFSA must be filed. Applications are available from the Enrollment Services Office.
These awards are available to:
For information write to: NYSHESC Student Information, Albany, NY 12255.
Web Site: http://www.hesc.com
Native American Awards
Grants are awarded to individuals who are residents of one of New York's eight major reservations and who are attending an approved college. For more information, contact NYS Native American Programs, NYS Education Dept., Albany, NY 12234.
Educational Opportunity Program (EOP)
EOP is designed for New York State residents who historically have been educationally and economically disadvantaged and are attending a New York State college. This program provides both academic and financial benefits, as well as other support services to help students succeed at SUNY Delhi. To apply, check YES to the EOP question on the admissions application and file the FAFSA as soon after January 1 as possible. For more information, contact Enrollment Services.
Other State Financial Aid Programs
A number of additional state programs offer grants to specialized groups (e.g., Veterans Affairs Benefits, VESID, Bureau of Indian Affairs, etc.). Contact NYS Education Dept., Division of Educational Programs, Albany, NY 12234 for more information.
Federal Grants, Scholarships, and Loans
The Pell Grant Program is designed to assist students enrolled in a degree program who demonstrate financial need. Currently, annual awards range from $400 to $4,050. To apply, a student must file the FAFSA.
Supplemental Educational Opportunity Grant
The Supplemental Educational Opportunity Grant program is for undergraduate students with exceptional financial need who are enrolled in a degree program. Annual awards vary depending on funding and the number of recipients. To apply, a student must file the FAFSA.
The Work-Study Program is for students who demonstrate financial need and who indicate on the FAFSA a desire to work. Students work eight to ten hours per week throughout the semester and receive a paycheck every two weeks to use for educational expenses. To apply, students must file the FAFSA and check YES to the question regarding interest in work.
The Perkins Loan Program is designed to offer high-need students another funding source for financing a college education. Annual loan amounts may be up to $3000; however, awards vary depending on funding. Students do not repay this loan until nine months after leaving college, and the interest rate is 5%. There are neither origination or processing fees associated with this loan. To apply, students must file the FAFSA and check YES to the question regarding interest in student loans.
Stafford Loan Program (Subsidized and Unsubsidized)
The Stafford Loan Program is designed to assist students with college expenses. Undergraduate students may borrow up to $2,625 the freshman year, $3,500 the sophomore year (maximum for associate's degree students), and $5,500 for each of the junior and senior years (for baccalaureate degree students only). An independent student may borrow up to an additional $4000 in unsubsidized Stafford loans. The interest rate on the loan is variable on an annual basis, but can not exceed 8.25%. An origination, processing, and insurance fee is assessed on the loan, currently at a rate of 3%. Repayment begins six months after a student stops attending college for at least six credit hours. A student has ten years to repay the Stafford loans. To apply, students are required to file the FAFSA.
The Subsidized Stafford Loan Program is available to students who demonstrate need. The government subsidizes the interest on the loan while the student is in college.
The Unsubsidized Stafford Loan Program is available to students who do not demonstrate need. The student is responsible for the interest while in school, either by paying the interest or having the interest capitalized.
Parent Loans for Undergraduate Students (PLUS)
The PLUS Loan Program allows parents to borrow up to the difference between the cost of attendance minus all financial aid awarded to a student. The interest rate is variable and changes annually, but can not exceed 9%. Parents have ten years to repay this loan, with repayment beginning sixty days after full disbursement of the loan to the College. The lender and guarantor assess an origination, processing, and insurance fee at the time of application, which is currently 3%. To apply, students are required to file the FAFSA
Important Facts Regarding Financial Aid
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