Health Insurance

Health Insurance

Student Health Fee vs. Private Health Insurance

Don't confuse the student health fee with health insurance. Health insurance is not needed to be seen at our campus clinic. Students pay a mandatory health fee that covers visits to our campus clinic. However, health insurance is recommended to help cover costs occurring from accidents, injuries, emergency room visits, lab tests, etc. that are not covered by the health fee. The college is not liable for expenses incurred as a result of accidents or injuries related to college programs or on college property.

Insurance Options

Students are often covered under a private insurance policy of their own or their parents. If you do not have coverage, you may purchase a policy through the New York State Insurance Marketplace.

Private Insurance Pre-Authorization for Off-Campus Referrals and Treatment

If you have an HMO or private health insurance that requires pre-authorization before seeing an off-campus physician, you are responsible for obtaining the authorization that is required.

Be certain to check whether your private insurance provides adequate coverage in Delhi and the Delaware County area. There may be geographic restrictions to your insurance plan.